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20.01.202002:26:00UTC+00中国保留贷款的最优惠利率

周一,中国连续第二个月退出基准贷款利率。 一年期贷款最优惠利率保持在4.15%,五年期贷款最优惠利率保持在4.80%。 上一次利率降低是在11月,这是自引入新贷款利率以来的首次降低。 尽管北京对利率设定有影响,贷款的最优惠利率是每月基于18家银行的提交固定的。 新的贷款利率在八月份取代了央行传统的基准贷款利率。 据中国人民银行报道,周一通过反向回购向金融系统注入了2500亿元人民币。

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