empty
 
 

2026.09.2506:12:51UTC+00Swedish Household Lending Growth Holds at Highest Since 2022

The annual growth rate of lending to Swedish households remained at 3.3% in August 2026, unchanged from July and still at its highest level since December 2022. Housing loans, which made up 83% of total household credit, increased by 3.5%, while consumer loans, accounting for 6%, rose by 1.4%. Lending to non-financial corporations grew by 3.9%.

Borrowing costs stayed broadly lower. The average interest rate on new housing loan agreements was unchanged at 2.78%. The average floating mortgage rate inched down to 2.73% from 2.74%. In contrast, the average fixed rate on new housing loans with maturities of one to five years increased to 3.18% from 3.15%, and for maturities longer than five years, it climbed to 3.34% from 3.21%.

Total household deposits rose slightly to SEK 2,970 billion from SEK 2,967 billion. Demand deposits represented 74% of total savings, amounting to SEK 2,202 billion.

  • Grand Choice
    Contest by
    InstaForex
    InstaForex always strives to help you
    fulfill your biggest dreams.
    JOIN CONTEST
  • Chancy Deposit
    Deposit your account with $3,000 and get $3000 more!
    In September we raffle $3000 within the Chancy Deposit campaign!
    Get a chance to win by depositing $3,000 to a trading account. Having fulfilled this condition, you become a campaign participant.
    JOIN CONTEST
  • Trade Wise, Win Device
    Top up your account with at least $500, sign up for the contest, and get a chance to win mobile devices.
    JOIN CONTEST
  • 30% Bonus
    Receive a 30% bonus every time you top up your account
    GET BONUS


Can't speak right now?
Ask your question in the chat.
Widget callback